A defensible “yes” at origination

Every loan has a messy middle, between the lead and the decision: income, credit, scenario modeling, documents that do not arrive, bank connections that fail. It is slow, manual, and where deals die. Most of it still happens in spreadsheets and inboxes.

At the same time, liability for an AI output now lands on the lender, not the vendor. Regulators, the GSEs and privacy rules expect disclosure, safeguards and governance around every automated decision. A faster answer that cannot be traced is a new liability.

Fenero

The intelligence layer for mortgage lending. Income, credit and DTI in minutes, every output traceable to the source line. Read more →

Brook

When the bank connection fails, recover the applicant: statement collected, read, and returned in the aggregator’s own schema. Read more →

Agent workforce: outreach

A loan officer’s own pitch, sent from their own mailbox, to every listing agent on their list. Read the role →

Agent workforce: deal assessment

A private lender’s method, copied: from a voice debrief to a draft committee memo with dated sources. Read the role →

Studio engagements

Loan files, compliance reviews, servicing workflows: owned end to end. Read more →

What a lender buys from us is not speed alone. It is the confidence to take the complex file turned away today, and a record of how the number was reached: sources dated, assumptions editable, calculations checkable, human overrides captured as evidence. A record a stranger can replay.

• The credit decision stays with a person. Agents prepare, check and draft. Underwriters, committees and licensed officers decide.
• Your method stays yours. What an agent learns about how you evaluate a deal is private to you.
• Nothing planned is described as shipped. Product statuses are stated on each page.